Pre-Retirees and Retirees

Our holistic approach to wealth management is an excellent fit for many people who value a one-stop approach for pursuing their financial goals. Through our local team members, we can help you:

Determine if you can afford to retire

What withdrawal rate from your investments is best for you?

Review Your Investment Asset Allocation

How consistent is your asset mix with your risk tolerance and diversification needs?

Review Your Employer Stock-Based Benefits

What happens to your stock options upon retirement?

Consolidate Your Retirement Assets

What are the best ways to simplify your post-retirement finances?

Review Pension Distribution Options

Which payout is more beneficial: lump sum or periodic, leave the money in your former employer’s plan, if permitted;
 Roll over the assets to his/her new employer’s plan, if one is available and rollovers are permitted;
 Roll over to an IRA.
 

Consider Your Alternatives for Employer Stock Held in a 401(k)

How should you handle employer stock in your retirement plan – roll it over or distribute it out of the plan?

Determine Your Social Security Benefit

When should you, or can you, begin receiving benefits?

Review Your Medical Insurance Coverage

What are your options and is a supplemental policy right for you?

Evaluate Long-Term Care Insurance

Discuss the variety of available long-term care solutions with your Financial Advisor.

Review Your Life Insurance Coverage

How much life insurance will you need during retirement, and which is better for you: term or permanent?